Account Disclosures

Important Information About Your
Personal Accounts

• Account General Terms

• Truth-In-Savings Disclosures 

• Current Interest Rates

• Schedule of Fees 

• Funds Availability

• Electronic Funds Transfer

• Important Information about Checking Account Substitute Checks and Your Rights 

• ATM/Night Deposit Facility User Precautions 

• Online Banking and Bill Payment Agreement

• Privacy Policy

• Printable Disclosures  (Rev. 04/2010 PDF file)

For information concerning account terms and conditions, or regarding any Pacific Trust Bank product or service, visit one of our convenient Branch Offices or call us at: