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Loan Application

Many consumers are worried that personal financial information they may submit over the Internet could be intercepted by hackers and used for Identity Theft and fraud. You can avoid that possibility by using our convenient Adobe Acrobat Reader® online loan application form.

You can complete the Acrobat Reader loan application form online, print the completed form, then sign and mail or fax the form to us. None of your personal financial information will be transmitted over the Internet.

If you prefer, you can print a blank copy of the consumer or home equity loan application form, and complete it at your convenience. Blank Real Estate Loan Applications must be printed and completed off-line.

Important Information About Procedures for
Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

For Customer Service Request Forms, click here.

To apply for a loan, click on the loan application form link below that applies to the type of loan program you are requesting.

For all consumer loan programs, including Overdraft Line of Credit Loans.
For Home Equity Line of Credit and 2nd mortgage equity loan programs.

For Green Account & all other real estate loan programs, including fixed and adjustable-rate 1st mortgage home loans.

Please follow these steps:

  1. Click on the link to open the appropriate Loan Application Form.
  2. Complete the form online.
  3. You can save the application form Acrobat Reader file, but you cannot save any of your input data.
  4. You can delete all of the data you have input at any time by pressing the Reset Form button.
  5. A "Print Form" button is located at the bottom of the application form. Print a copy the completed form; or you can print a blank copy of the form.
  6. Sign and date your completed loan application form.
  7. You can either mail or fax your loan application to us.

Fax your completed loan application to us at: (619) 420-8462.

Mail you completed loan application to:

Pacific Trust Bank
Lending Department
P. O. Box 5227
Chula Vista, CA 91912-5227

After we have received your completed form, our loan specialists will review your loan request and get back to you within one business day.

If you have any questions about completing your loan application or regarding any of Pacific Trust Bank's loan programs, please call our loan specialists during business hours at 1 (877) 441-BANK, extension 4324, or e-mail us at Loans@pacifictrustbank.com.

If you do not have Adobe Acrobat Reader ®, click here for a free software download.

Pacific Trust Bank is a wholly-owned subsidiary of First PacTrust Bancorp, Inc. © 2006 Pacific Trust Bank. All rights reserved.
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