Privacy Policy
Is your financial information secure?
It is at Pacific Trust Bank!
An Important Notice Concerning Your Privacy
At Pacific Trust Bank, maintaining our customer's trust and confidence is important. That's why we want you to understand how we protect your privacy when we collect and use information about you, and the measures we take to safeguard that information.
Privacy Notice
This Privacy Notice contains important information about our information sharing practices.
This Notice applies to consumer customers who obtain financial products and services from us primarily for personal, family or household purposes.
Information that We Collect
We collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications, surveys, online registrations or other forms;
- Information about your accounts and transactions with us, our affiliates, or others; and
- Information we receive from consumer reporting agencies and other companies that we work with.
Information that We Disclose
We do not disclose or share nonpublic personal information about our customers or former customers with any nonaffiliated third parties, except as permitted by law. This includes companies under contract with us who assist in processing and maintaining your accounts and loans, responses to regulatory and legal requests for information, reporting to credit bureaus, and releases made with your consent.
We share your personal information with our affiliated companies, as allowed by applicable laws, to provide you with special offers of products and services. Our affiliates include financial service providers such as our holding company.
Former Customers
If you decide to close your account(s) or become an inactive customer (that is, you become a former customer), we will adhere to the privacy practices as described in this Notice.
Disclosures in Joint Marketing and Servicing Arrangements
We may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.
Confidentiality and Security
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
Changes to Policies
We may change our practices in this area from time to time, and will let our customers at the time know if this Privacy Notice is changed. This Notice is effective as of the date below, and it supersedes any earlier Privacy Statements or privacy policy releases you may have received from us.
PTB Privacy Notice: September 1, 2002 |
