BusinessAccess Tool Kits

These Tool Kit PDF files contain helpful information for Pacific Trust Bank BusinessAccess clients who use the Remote Deposit service and/or originate ACH transaction files.

Remote Deposit Kit

Pacific Trust Bank's Remote Deposit BusinessAccess service is for conversion of paper checks to digital images, and electronic transmission for deposit to your bank account.

This service can save your company hundreds of man-hours in preparing, transporting and delivering your deposits, can significantly speed up your cash flow, and is a far safer method of doing your banking (no chance for your check deposits to get lost or stolen).

ACH Tool Kit

ACH disbursement is ideal for payroll and for a variety of other kinds of payments such as dividends, interest, expense reimbursement, insurance claims and vendors.

• ACH Origination Guide
• ACH Transaction Codes
• Notification of Change Codes
• Return Codes
• 2008 ACH Calendar
• 2007 ACH Rule Changes
• Sample ACH Authorization Forms for:

  • Payroll Direct Deposit (MS Word)
  • Payroll Direct Deposit (PDF)
  • Direct Deposit Credits (MS Word)
  • Direct Deposit Credits (PDF)
  • Direct Payment Debit (MS Word)
  • Direct Payment Debit (PDF)