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"Pick Your Term" CD Special Offer

Now earn an exceptionally high Annnual Percentage Yield with Pacific Trust's "Pick Your Term" Certificate of Deposit.

But hurry --This limited time special offer may end at any time!

You choose the term -- pick from 6 to 21 months, or any maturity date of your desire within that time period, and when you open a new CD with $5,000 or more during this limited time special offer period, you'll earn:

  • an interest rate of 0.900% (0.90% A.P.Y.) for your choice of terms from 6 to 12 months; or

  • a rate of 1.245% (1.25% A.P.Y.) for terms of 13 to 21 months.

Earn one of the highest yields in today's financial marketplace -- Just another reason why Pacific Trust Bank is the place to stash your cash.

Interest earned is compounded and paid monthly. Interest may be added to the principal of the CD, deposited directly to your Pacific Trust Bank checking or other savings account, or can be paid to you by check.

This "Pick Your Term" CD special offer is also available for IRA accounts.

Your deposits are now federally insured to at least $250,000 per depositor by the Federal Deposit Insurance Corporation (FDIC), and your retirement funds on deposit at Pacific Trust Bank are separately insured by the FDIC up to an additional $250,000.

The stated A.P.Y. assumes interest remains in the account and is compounded until maturity. A substantial penalty is imposed for early withdrawal. See our "Truth-In-Savings" account disclosure for more details.

This special offer is effective 6/07/2010 and may be terminated at any time. Previous offers are no longer valid. See our complete list of current savings rates.

Call us at (877) 441-BANK, or come in to any Pacific Trust Bank office to open your high-yielding certificate of deposit, or to ask for more information.

 

 

Pacific Trust Bank is a wholly-owned subsidiary of First PacTrust Bancorp, Inc. © 2006 Pacific Trust Bank. All rights reserved.
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