Auto, Boat and RV Loans
Whether to finance your purchase of a new or used car, boat or RV, or to refinance one that you already own, Pacific Trust Bank is the place to get a loan!
Auto Loans - Pacific Trust is your key to smart financing. We have low interest rate loans on new and used autos with up to six years to repay. You can borrow up to 100% of the purchase price or the retail Blue Book value of your car or truck.
With competitive rates, flexible terms and no hidden costs, you can count on getting a quick answer and topnotch service. We can help you find all of the answers you need to assist you in your auto buying and financing decision.
RV and Boat Loans - When the time is right to have a little fun, Pacific Trust has the funds to help you do it.
We have a wide variety of loan terms to help you purchase a new or used boat, motor home or other recreational vehicle, with repayment terms up to ten years. And, if you got stuck with high-rate, short-term dealer financing, we can lower your monthly payments with an RV refinance loan.
For Auto & RV Loans, we give you choices:
Pacific Trust Bank has both fixed-rate and variable rate Auto and RV loan programs to better match your financing needs and interest rate outlook. With both programs, your minimum monthly payment remains constant throughout the life of the loan.
-
Choose a fixed-rate loan for the comfort of knowing that your interest rate will remain the same throughout the life of the loan. Or:
-
Pick a variable rate loan for it's lower initial interest rate and lower minimum monthly payments, knowing that the loan's interest rate can go up or down quarterly based on movement of an Index (the 26-week US Treasury Bill auction rate - Click Here to view a table of recent Index values). An increase in the interest rate will means a longer time to payoff the loan, a decline in rates means the loan will payoff sooner.
To request via e-mail additional information about Pacific Trust Bank's loan programs, please Click Here, or just call us at (877) 441-BANK.
Any one is eligible to apply for a Pacific Trust Bank loan. No deposit relationship is required, but of course we hope you will do all of your banking with us. As it says in our middle name, we're a lender you can "Trust". All loans are calculated by simple interest, with our interest rates and loan terms clearly spelled out.
See the Consumer Loan Rate Page for details on our current loan rates. If you're ready to apply for a Pacific Trust Bank Consumer Loan or Home Equity Line of Credit, you can click here to 
|
