Pacific Trust specializes in making all types of real estate loans, including offices, shopping centers and other commercial properties. We offer a wide variety of fixed and adjustable-rate First Trust Deed commercial property loans, with loan amounts up to $10.0 million or more available for qualifying properties and borrowers.

We know that, when it comes to commercial property business transactions, timing is everything.  Unlike most other commercial property lenders, Pacific Trust Bank is a locally-based institution that can provide quick loan approval decisions, fast funding, and customized loan terms.

Pacific Trust Bank makes loans to purchase or refinance multi-family apartment buildings, mixed-use or commercial properties. We have dozens of mortgage loan programs with flexible terms to best match your funding requirements and financing objectives.

Real Estate Line of Credit

In addition to purchase and refinance loans, we even have a special “Real Estate Equity Line of Credit” for commercial and non-owner occupied properties that allows borrowers to access and re-access funds whenever it’s needed. It’s a great program to meet both anticipated and unexpected cash needs, such as property improvements or building repairs.

Green Account and Light Green Account Commercial Mortgage Line of Credit

Have a fully-transactional flexible line of credit account, secured by your commercial or business investment properties. Available both as a 1st TD and 2nd TD. It's the perfect business cash management vehicle.

We have flexible terms, fair prices, quick answers and great service. If you have an investment property, think of Pacific Trust Bank for all your financing needs. Call us at (877) 441-BANK.

To request via e-mail additional information about Pacific Trust Bank's loan programs, please Click Here.

Pacific Trust Bank is an equal housing lender.