ATM and Debit Cards
 With a Pacific Trust Bank checking account, you can have either a traditional ATM Card or the more powerful MasterMoney Debit Card.
And, now with MasterCard® SecureCode, a free account number security program, you can protect against unauthorized use of your card when you shop at participating online merchants.
ATM Card -
This ATM card, when used with your Personal Identification Number (PIN), gives you 24-hour access to your accounts at Automated Teller Machines and point of sale terminals at retail locations across the nation and in countries around the world. And, with either Super Checking or High-Yield Checking, you have unlimited ATM Card usage and no Pacific Trust ATM transaction fees.
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MasterMoney ATM/Debit Card -
It looks like a credit card, but works like check and ATM card. Use your Debit MasterMoney Card it at millions of locations worldwide - everywhere debit MasterCard® is accepted - and your purchases are deducted from your checking account! Eliminate the hassles of check writing. The MasterMoney Card provides convenient access to your account at point of sale terminals at gas stations, grocery stores, etc. Plus, there is no annual fee. Your monthly checking account statement details the place and amount of each purchase.
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Use at ATMs Everywhere -
You can get cash with a Pacific Trust ATM Card or MasterMoney Debit Card at almost every ATM across the country and throughout the world, including CO-OP, Star System and Cirrus network ATMs.
Get cash at over 28,000 surcharge-free CO-OP ATMs. And you can even make deposits at over 9,000 of these CO-OP Network ATMs. Operators of other ATMs may impose a surcharge on ATM withdrawals.
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 MasterMoney Debit Card
STOP USING CHECKS AND GOING TO ATM MACHINES. PAY FOR PURCHASES WITH YOUR PACIFIC TRUST BANK MASTERMONEY CARD® - AND GET CASH BACK!
Apply Online
The MasterMoney® Card looks like a credit card, but works like a check and an ATM card!
Use your Pacific Trust Bank checking account to pay for items without writing a check. Your purchase amount is deducted from your checking account - just as if you had written a check. Eliminate the hassles associated with check writing and reduce the amount of cash you need to carry.
Get Cash with your Purchases - Avoid the need for separate trips to the ATM or possible surcharge fees at non-CO-OP ATMs. When you pay for your purchases with your MasterMoney® Card, and use your PIN instead of a signature, you can request up to $50 cash back or more at supermarkets and many other retailers (depending on store policy).
No Annual Fee! - There is no annual fee for your card nor any per transaction fee to use it at over 10 million merchants worldwide.
Save Money - Along with avoiding credit card interest expense, you'll save money on purchasing checks.
Security - Within a week after you have received your card, you will receive a four-digit PIN (Personal Identification Number) in the mail. You may also customize your PIN at any Pacific Trust Bank service center.
** NEW SECURITY FEATURE ** MasterCard's SecureCode
Now, you can safeguard your MasterMoney Card account number when you shop at participating online merchants and use SecureCode. Click Here for more information and to sign up.
Shop By Phone - Save time by using your card to place orders over the phone.
Access your Pacific Trust Account - Your card can also be used as an ATM card to make transfers, deposits, inquiries, and withdrawals of up to $500 a day.
Simple Record Keeping - Each time you use your card, you will receive a receipt for your checkbook record keeping. A detailed description will appear on your monthly bank statement.
Ideal for Travel - Your card is welcome internationally for purchases anywhere you see the MasterCard® symbol. Receive a cash advance with your card at financial institutions everywhere. Plus, enjoy convenient worldwide ATM access to your funds.
Overdraft Protection Option - To maximize the power of your MasterMoney® Card, Pacific Trust offers an overdraft Overdraft Line of Credit linked to your checking account. Advances will be transferred to your checking account. Funds may also be transferred from your Regular Savings or Market Rate savings accounts.
Fraud Service Center
If your Pacific Trust Bank MasterMoney debit card has been blocked due to suspicious transactions, and you have not yet spoken to a fraud analyst in this regard, call the Fraud Service Center at:
- (888) 241-2440; or
- (909) 941-1034 (collect - if calling from outside of the US)
Lost or Stolen Cards - Call our toll-free security number to report your ATM Card or MasterMoney® Debit Card lost or stolen, 24 hours a day at:
- (888) 241-2510 when calling from within the U.S.; or
- (909) 941-1398 Collect Calls when calling from outside the U.S.
A replacement fee may apply for lost cards.
Easy to Apply - You must have a Pacific Trust Bank Basic Checking, Super Checking, or High-Yield Checking Account to qualify for a MasterMoney® Card. To apply for your card, just call us, or complete the Online Application and mail or fax it to us.
Pick Your Own PIN - You can bring in your Pacific Trust Bank ATM Card or MasterMoney Debit Card to any of our full-service branch locations, and "re-PIN" your card to select your own new PIN number.
For more information about the MasterMoney® Card, please contact our Telephone Banking Center Representatives at (619) 498-0081 or (877) 441-BANK.
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